With new life popping up everywhere, spring is a great time to start fresh. Spring cleaning is often the first approach to rid your home of dust and dirt after the long winter. But spring cleaning can also apply to your finances.
As you work on cleaning your home and organizing your life, keep these spring cleaning tips in mind for your finances. Continue reading
Many Long Term Care insurance policies come with lots of built-in features and protection. LTC riders, or options as we call them, offer even more protection for an additional cost. Depending on the insurance carrier and product, LTC options may vary. The following are the most common LTC options available. Continue reading
Have you shopped for Long-Term Care insurance but were declined or found out it’s not in your budget? If this applies to you, it’s good to know you have other options. Short-Term Care insurance can help pay for up to one year of care, giving you and your family time to make further arrangements.
Having some coverage is better than none. Learn more about short-term care coverage and how it can offer you and your family peace of mind at an affordable rate. Continue reading
Diabetes is an epidemic sweeping America. Nearly 30.3 million Americans have diabetes which accounts for about 9.4% of the population. What’s even more shocking, nearly 1 in 4 adults don’t even know they have the disease. Nine out of 10 adults are pre-diabetic and unaware.
The American Diabetes Association Alert Day is observed each year on the 4th Tuesday of March. In 2018, it falls on March 27 and offers a 1-day wake-up call to Americans about the seriousness of diabetes.
For those with diabetes, many wonder if they can still qualify for Long Term Care insurance. LTC underwriters may be cautious in approving coverage for applicants with diabetes. Here’s what you need to know about having diabetes and getting the coverage you need. Continue reading
There are better ways to pay for your Long Term Care insurance (LTCI) premiums. Some involve paying for premiums with tax-free money or deducting premiums on your taxes. Consider these four tax-friendly ways to pay your LTCI premiums. Continue reading
Did you know the odds of choosing the perfect bracket for the NCAA men’s basketball tournament are incredibly small? The odds are so small that even mathematicians argue on the actual estimation of the odds of winning.
Some believe the odds of winning March Madness are as low as 1 in 9.2 quintillions (or 1 in 9,223,372,036,854,775,808 for you detailed readers). While others think the odds are closer to 1 in 128 billion. Either way, picking all the games correctly is borderline impossible. Continue reading
When buying a Long Term Care insurance policy, there’s no one-size-fits-all plan. Coverage can be customized to fit your needs and budget. When shopping for coverage, it’s important to understand the difference between a daily and a monthly benefit. This feature can determine how much money is paid out in a claim. Continue reading
While exercise, eating healthy, and quitting smoking are important steps for a long, healthy life, good relationships can also increase your lifespan. People with strong social relationships increase their odds of survival by 50% over time.
Aging presents physical and mental health challenges making social isolation rampant among older adults who lose mobility, lack transportation, or live away from family. Social isolation can lead to an increase in depression, loneliness, and even a shorter lifespan. Continue reading
Feeling overwhelmed or anxious as a family caregiver can be a normal feeling. A geriatric care manager can help relieve stress by helping you make caregiving decisions, supervise care, and navigate the elder care system.
Learn more about the role of geriatric care managers and how they may be a helpful resource to make daily life easier for you and your family. Continue reading
Aging in America is being transformed by the baby boomers, the 76 million Americans born between 1946 and 1964. Over the next decade, this generation will face both opportunities and potential crises. Their effect on aging in America is only their next stop as baby boomers changed every stage of life since their beginning. Continue reading