• Will my children be able

    to afford the care I need?

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5 Tips to Spring Clean Your Finances

With new life popping up everywhere, spring is a great time to start fresh. Spring cleaning is often the first approach to rid your home of dust and dirt after the long winter. But spring cleaning can also apply to your finances.

As you work on cleaning your home and organizing your life, keep these spring cleaning tips in mind for your finances. Continue reading

Don’t be an April Fool – Some Coverage Is Better Than None

Have you shopped for Long-Term Care insurance but were declined or found out it’s not in your budget? If this applies to you, it’s good to know you have other options. Short-Term Care insurance can help pay for up to one year of care, giving you and your family time to make further arrangements.

Having some coverage is better than none. Learn more about short-term care coverage and how it can offer you and your family peace of mind at an affordable rate. Continue reading

Can I Qualify for LTC Insurance if I Have Diabetes?

Diabetes is an epidemic sweeping America. Nearly 30.3 million Americans have diabetes which accounts for about 9.4% of the population. What’s even more shocking, nearly 1 in 4 adults don’t even know they have the disease. Nine out of 10 adults are pre-diabetic and unaware.

The American Diabetes Association Alert Day is observed each year on the 4th Tuesday of March. In 2018, it falls on March 27 and offers a 1-day wake-up call to Americans about the seriousness of diabetes.

For those with diabetes, many wonder if they can still qualify for Long Term Care insurance. LTC underwriters may be cautious in approving coverage for applicants with diabetes. Here’s what you need to know about having diabetes and getting the coverage you need. Continue reading

What’s More Likely: Winning March Madness or Needing Long Term Care?

Did you know the odds of choosing the perfect bracket for the NCAA men’s basketball tournament are incredibly small? The odds are so small that even mathematicians argue on the actual estimation of the odds of winning.

Some believe the odds of winning March Madness are as low as 1 in 9.2 quintillions (or 1 in 9,223,372,036,854,775,808 for you detailed readers). While others think the odds are closer to 1 in 128 billion. Either way, picking all the games correctly is borderline impossible. Continue reading

Healthy Relationships Can Help Increase Longevity

While exercise, eating healthy, and quitting smoking are important steps for a long, healthy life, good relationships can also increase your lifespan. People with strong social relationships increase their odds of survival by 50% over time.

Aging presents physical and mental health challenges making social isolation rampant among older adults who lose mobility, lack transportation, or live away from family. Social isolation can lead to an increase in depression, loneliness, and even a shorter lifespan. Continue reading