Many baby boomers are at the point in their lives where their children have moved out, and their parents are moving in. Maybe one parent died, maybe Mom never purchased a long-term care policy and is beginning to need help with day-to-day tasks, or maybe Dad is starting to be forgetful. Whatever your family’s current situation is as a caregiver, know that you are not alone. There are many hardships people usually expect when becoming a caretaker for a loved one, such as helping with dressing, doling out medications or adding grab bars to the shower. There are equally as many hardships people do not expect, and LTC Consumer has compiled five of those items here. Continue reading
‘Tis the season for dehydration, heat stroke and heat exhaustion. And while much of the country has air conditioning these days, many places do not. It’s especially important to keep an eye on the seniors in your life, as they are more vulnerable to extreme temperatures. Older adults have a higher tendency to be dehydrated, their bodies take longer to adjust to changes in the temperature, and they may be on prescriptions that also prevent their bodies from regulating properly. Here are some tips to keep the vulnerable seniors in your life a little more comfortable. Continue reading
Providing care for a loved one is a difficult emotional journey. However, it’s also a huge financial burden. Not just for the caretaker, but also for their employers. Take a look at this week’s LTC Caregiving Trends 2019 Infographic and see the staggering numbers for yourself. You will be amazed at the true cost of care.
Unless we die of a sudden event, most of us will experience a long-term care (LTC) journey. According to the US Department of Health and Human Services, 70% of people turning age 65 will need LTC at some point in their lives. The question is, how will that journey affect our finances, our health, and our loved ones? With long-term care insurance (LTCI) that journey can be a little easier.
June is Alzheimer’s and Brain Awareness Month and the Alzheimer’s Association is asking you to get involved. They have five simple steps to show your support and encourage more awareness. The first three are to “go purple”, the fourth is to share your story, and the fifth is to take action. LTC Consumer will be participating in all of these to help spread the word and fight to end Alzheimer’s. Continue reading
Do you or your elderly loves ones have expired or unwanted prescription drugs taking up valuable bathroom and kitchen cabinet space? This can become a safety issue if small children or pets get into them, or if someone else takes them for recreational use. Luckily Saturday, April 27, 2019 from 10am to 2pm is National Prescription Drug Take-Back Day. This is the DEA’s event which provides an opportunity for Americans to prevent drug addiction and overdose deaths. Continue reading
Elder financial abuse often goes unreported. Just 1 in 44 cases of elder financial abuse are ever reported, according to the National Adult Protective Services Association. However, it’s one of the most rampant forms of abuse among older adults. The abuse is particularly common among elderly with cognitive impairments such as dementia or Alzheimer’s. Continue reading
Chances are you, your neighbor, a family member, or a coworker are providing some form of caregiving services. In the United States, millions of people provide support and care for ill or impaired loved ones. Yet, many don’t talk about the effects of caregiving on family members and what can be done to address the issue.
Looking for the biggest bang of your LTC buck? To get the most out of your Long-Term Care (LTC) policy benefits, consider these tips. Continue reading
When many people hear the term “foster care,” they typically think of the child foster care system. An adult foster care home is a place where older adults who can no longer live independently live with a homeowner who provides the care services they need. Each adult foster care home is licensed by the state.
Care in a private home offers a positive setting for the elderly, aging, and those with disabilities. Adult foster homes offer different levels of care based on an individual’s care needs.
Learn more about the benefits of adult foster care and why this setting may be a great choice for your elderly loved ones. Continue reading