You do a lot to plan for the future. You purchase health insurance in case you get sick, life insurance to help protect your family after you’re gone, and you may open an IRA and/or 401(k) account to prepare for retirement. But did you know that people 65 and older have a 70% chance of requiring long term care (LTC) services and supports? So who should you turn to for your LTC planning needs?
LTCconsumer.com should be your “go to” long term care insurance (LTCI) resource for information on what some of your options are. We’ll help you by deconstructing the issues surrounding LTCI and educate you on your options.
We are an independent, online resource to help individuals understand LTC planning and evaluate the best solution for their LTC needs. We have a team of experienced LTCI Specialists who can help you find an insurance policy that is well suited to your individual needs and objectives. LTC Consumer was developed by MasterCare LLC, one of the nation’s top LTC planning firms.
"People 65 and older have a 70% chance of requiring long term care services and supports."
At LTC Consumer, we feel it’s important for individuals to get educated on their own terms, research their options, and learn the cost of LTCI coverage – all at their own pace. We’ve got a Cost of Care map, endless guides, and a blog that’s been going for years – packed full of important tips and information.
If you'd like to learn at your own pace without speaking to anyone, you can watch an Educational Webinar. All you need to provide is your name and email address. We will send you a pre-recorded educational webinar with a great overview of what LTCI is, what is covered and some generic cost estimates.
LTCI is underwritten by insurance companies, and premiums are based on your age and health history. It is important to make sure you will qualify based on your health prior to applying. Use our health questionnaire to go through common health questions for LTCI coverage.
LTC Consumer specialists are brokerage, meaning they aren’t tied to one insurance carrier. They offer the best products from the best carriers, and allow you to compare costs and benefit options.
Click on Get a Quote and you will be assigned a dedicated LTCI Specialist. They will help educate you on LTCI in a no-pressure environment and provide customized quotes from multiple companies. You will work with one person through the entire journey – you’ll have their personal email and phone number.
"You will work with one person through the entire journey – you’ll have their personal email and phone number."
Hear From Others
We post every review from every customer. So if you’d like to hear what customers say about us, visit our Testimonials page. We’re proud of our 5-star ratings and glowing reviews and we think they depict what it’s actually like to work with us.
As the baby boomer generation experiences the emotional, financial, and physical costs of caring for aging parents, they’re beginning to understand the need for LTC planning, and we’re here to help.
While insurance is not the best solution for every person, it is important that everyone at least considers the options to determine whether or not purchasing an insurance policy that can help if an extended healthcare event does occur.
LTC Consumer will continue to focus on providing information to individuals and being one of the top online resources for LTCI needs. Here you’ll receive no-cost and no-obligation quotes as well as unbiased information on the cost and benefits of insurance that’s easy to digest and understand. If you need help, LTC Insurance Specialists are available at any time to answer your questions.