Category Archives: Reasons to Buy Long Term Care Insurance

Personal Story: How Long-Term Care Insurance Changes Caregiving

Nathan Sanow is the Executive Director of LTC Consumer.  He, like many of us, has a personal story that involves a long-term care experience.

“According to the US Department of Health and Human Services, 52% of Americans will require professional long-term care services in their lifetime.  Having worked in the insurance industry for nearly 20 years I know the stats and have heard the stories of people on both sides that did and did not have coverage.  But nothing prepares you for when it happens to your family.

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How to Convince Parents to Move into an LTC Facility

Watching a parent get older and more vulnerable can be tough. The first signs of potentially needing help are difficult to witness; forgetfulness, when things start to slip in the housekeeping or yard work, or even worse – a fall. Often mom or dad are reluctant to leave their life-long homes and move into a long-term care facility. However, with a little preparation and perseverance, you can help your parents transition to a safer residence with less responsibility and more socially engaging activities. Continue reading

Maintain Independence with Long-Term Care Insurance

You’ve been independent your whole life. You lived where you wanted, you bought the car you liked, and you ate the food you loved. You tried to make the right decisions and the healthy choices that were best for your family. You lived life on your own terms. The goal, as you get older, is to maintain that independence. So how do you accomplish that while still living your best life? How do you continue that feeling of freedom, while seemingly depending more and more on other people? You protect yourself and your loved ones with a long-term care plan. Continue reading

5 easy ways to support Alzheimer’s & Brain Awareness Month in June

June is Alzheimer’s and Brain Awareness Month and the Alzheimer’s Association is asking you to get involved.  They have five simple steps to show your support and encourage more awareness. The first three are to “go purple”, the fourth is to share your story, and the fifth is to take action. LTC Consumer will be participating in all of these to help spread the word and fight to end Alzheimer’s. Continue reading

Infographic: LTC by the Numbers, Paying for Care

What is the average annual cost of long-term care (LTC)? What’s the difference in cost between assisted living and a private room in a nursing home? What does home health care cost? In our ongoing infographic series, we dig into these answers and more. In our first Infographic this year we explored who needs LTC and how long they need it. In this week’s Infographic we analyze the cost of various types of LTC facilities, and the surprisingly low income we may have in paying for care. Continue reading

Why Customers Recommend Purchasing Long-Term Care Policies Through LTC Consumer

Why Customers Recommend

When you are ready to purchase long-term care insurance (LTCI) you want to make sure you’re getting the best policy for your needs at the best price for your wallet. At LTC Consumer our agents are from all across the country, have years of experience, and long-term care (LTC) planning is all they do. Customer testimonials say it best when they talk about knowledge, being at ease, being able to compare different plan options with different carriers, and being able to shop from their home on their time. Continue reading

Your Health Is Important Too: Valuable Respite Opportunities for Caregivers

Your Health Is Important Too_ (1)Caregiving can be a challenging role for anyone. It’s often filled with unexpected challenges, including physical and emotional turmoil leading to poor health.

When you become a primary caregiver to an aging loved one, their well-being becomes top priority. However, your health and vitality are just as important. Taking time for respite care will help you stay healthy and strengthen your abilities as a caregiver.

If you’re looking for respite care services and programs to give yourself a break, consider these options. Continue reading