Category Archives: Research

June Is Alzheimer’s & Brain Awareness Month!

Each year in June, the Alzheimer’s Association draws awareness to the disease impacting 5.7 million Americans. Alzheimer’s and dementia impact not only the patient but entire families and friend groups. The Alzheimer’s Association makes it their goal to bring Alzheimer’s to the forefront of people’s minds and raise funds and support to find a cure for debilitating brain diseases.

Learn more about common brain diseases including advances in treatment and ways you can take part in helping bring an end to Alzheimer’s disease. Continue reading

New Study on Caregiving and Its Impacts

Transamerica Institute is featuring a new study on The Many Faces of Caregivers: A Close-Up Look at Caregiving and Its Impacts. They surveyed over 3,000 non-professional family caregivers around the country to offer a better understanding of a caregiver’s duties. The study included the impact of caregiving on a person’s personal health, well-being, finances, employment, and preparations for retirement.

The research offers an in-depth analysis of caregivers by employment status, gender, generation, ethnicity, household income, whether they are the primary caregiver, and whether they volunteered to be a caregiver or not. Also included was information about their personal health and financial situation.

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Cost of Long Term Care Calculator

If you’ve ever searched for a cost of long term care calculator, you may have come up short.  That is until today!  We recognized the lack of independent, unbiased resources on long term care planning, so we created the Instant Cost Calculator.

Because the cost of long term care insurance varies based on many different factors, it can be difficult to know what your exact cost will be without speaking to a specialist about your specific situation; however, the Cost of Long Term Care Calculator is a great starting point for a ballpark figure.

The Cost of Long Term Care Calculator lets you get educated on your own terms.  You can compare multiple long term care insurance (LTCI) carriers, with multiple benefit options, without giving your personal information first.  You just need to provide state of residence (plans vary by state), gender (LTCI carriers’ gender base pricing), marital status (you may be eligible for discounts) and age, then you are free to play with any combination of benefits you are interested in.  If at any time during the process questions arise, our team of Consumer Specialists are available to help.

We recently added a new feature to the Instant Quote Calculator that has it default to the most commonly applied for plan design. We have seen that most people apply for long term care insurance with a $150 a day benefit amount, 3 year benefit period and 3% compounding inflation.  But just because that’s the most common, doesn’t mean you can’t check out other features and plans.  Run a quote today to see the cost of long term care insurance from a variety of carriers.

LTC Consumer is an independent, free online service to help consumers understand what long term care insurance is, how it works, and how to evaluate coverage options. Our mission is to provide an educational, no-pressure resource for learning about long term care planning, with the opportunity to speak with specialists who can help them.