Learn more about long term care insurance with frequently asked questions (FAQ).
I’ve heard long term care insurance (LTCI) is expensive. How much does it cost?
How do I pay for a long term care event? Who can I count on?
Who buys long term care insurance?
I don't plan on going to a nursing home, why should I purchase long term care insurance?
Will my health insurance cover this?
Am I too young to buy long term care insurance?
I have healthy parents, why should I buy coverage for myself?
If I have a long term care event, what can I expect to pay?
How likely is it that I'll need help if I have a long term care event?
What kind of LTCI do most people buy?
What if my employer offers long term care insurance?
Do you have more questions on long term care insurance or long term care planning? Speak with an LTC Insurance Specialist today.
1Estimated premium based on $1,500 monthly benefit period, 3 year plan duration, 90 service day waiting period, with guaranteed future purchase option in the state of Washington. Information is intended only as a summary and general overview. Review actual insurance company proposal for specific pricing. This is for general long term care education purposes and is not a warranty, representation or to be binding in nature. 2 Internal application data study, LTC Consumer, 2016 Buying Trends. 3US Department of Health and Human Services. 4Genworth 2017 Cost of Care Survey, conducted by CareScout®, June 2017. Nursing home care, private room. 5Insuring Long-Term Care in the United States. Jeffrey R. Brown, Amy Finkelstein. JOURNAL OF ECONOMIC PERSPECTIVES, VOL. 25, NO. 4, FALL 2011.