Category Archives: Long Term Care Insurance Buying Tips

Our Top 3 Picks for Long Term Care Insurance Companies

Just like you shop around for the best auto insurance coverage, you should also shop around for Long Term Care insurance (LTCI). Here, we’re helping you by recommending our top three picks for Long Term Care Insurance companies.

Our review comes from decades of experience working in the LTCI market. We’ve watched carriers come and go, release policy series rate increases, innovate with new products, and most importantly, pay claims.

Learn more about these top three LTCI carriers (in alphabetical order) and why they’re leading the market today.

Continue reading

Do You Qualify for Long Term Care Insurance?

Long Term Care Insurance (LTCI) underwriting differs from most other insurances you buy. Auto and Homeowners insurance rarely ask personal questions about your health while Life insurance gets more personal with physicals and urine, blood, and saliva tests.

Many people think since they passed Life insurance underwriting they’ll qualify for Long Term Care Insurance. Unfortunately, that’s not always the case. With Life insurance, insurance carriers are underwriting for your mortality. With Long Term Care insurance, they underwrite for your morbidity.

Continue reading

Get to Know the Easy Long Term Care Insurance Buying Process Online

Buying insurance shouldn’t be difficult. Now you can shop for Long Term Care insurance (LTCI) online from the comfort of your own home!

Save time and energy by shopping online for insurance whenever and wherever you want. You can even schedule a planning appointment with an LTC specialist at a time that’s convenient for you and your spouse.

Get to know these perks and more when you buy LTCI online.

Continue reading

How to Pick the Best Long Care Insurance Company

The average consumer compares price and features when buying a new car, TV, or computer. Many may ask around or start their search with a brand they know and trust while comparing to other brands and products on the market.

The same rules can apply when searching for the best Long Term Care insurance company and product. Many insurance companies offer LTCI, but their financial strength, experience, product, and premium rates can be different.

Consider the following three factors when shopping for the best Long Term Care insurance company.

Continue reading