When you are ready to purchase long-term care insurance (LTCI) you want to make sure you’re getting the best policy for your needs at the best price for your wallet. At LTC Consumer our agents are from all across the country, have years of experience, and long-term care (LTC) planning is all they do. Customer testimonials say it best when they talk about knowledge, being at ease, being able to compare different plan options with different carriers, and being able to shop from their home on their time.
Get Educated about LTCI
At LTC Consumer we pride ourselves on being your resource for LTC planning. According to customers our agents are knowledgeable, detailed, and thorough. They find out where you are in the planning process, educate you on all of your options, and then work together to figure out which plan best fits your lifestyle and financial goals.
“Millie was wonderful to work with. She was prompt in her responses and made sure we had all of the information we needed. She’s very knowledgeable. Millie put us at ease and helped us to feel comfortable with our decision.”
– Debbie, TN 12/12/18
Feel at ease when learning about LTCI
Many clients say their agent put them at ease, which isn’t a common term you might hear when purchasing insurance. However, our agents are focusing on the education process, not necessarily the sale. They are searching for a carrier who can accommodate your current health, a policy that fits within your budget, and benefits that will take care of you when you need them.
“Bill was patient with me in a process I was somehow afraid to complete. Bill made me feel at ease, no pressured. He was helpful throughout the process. I learned I had alternatives, and was instructed about my end of the deal and the benefits accrued.”
-Louis, NY 2/12/18
Shop multiple LTCI carriers, and choose the best for you
Our agents are not tied to one carrier. They do not sell just one plan. They are contracted with multiple carriers and can sell whichever policy is the best fit. That’s the benefit of being brokerage, the ability to compare plan options and choose the very best for our clients. LTC Consumer agents are also able to sell LTC, short-term care, and several hybrid life and annuity products. Something for everyone’s LTC strategy.
“Richard did a fantastic job asking us questions to find out what insurance product would be best for us and we were happy to apply for the one he recommended. I didn’t know about the different options, and he found a policy that could help me and my wife. It is really important insurance to get, and Richard explained the different policies and what they included and in less than 30 minutes we were able to fill out an application.”
-Brad, PA 12/7/18
One agent through the whole process
One of the things our customers love the most, is the shopping experience. You can speak to an agent over the phone, from the comfort of your own home, while sharing their computer screen. You set the time, you set the pace, and you get to ask as many questions as you like. You can even shop in your pajamas if you like! You will work with one agent through the entire process. They will show educational pieces and price comparisons, and even have the ability to make changes and show how that affects the entire policy. If you choose to purchase, your agent will walk you through the application and underwriting all the way to approval and delivery.
“(Rob was) very helpful, courteous, informative, explained things thoroughly. Able to complete the process from home at scheduled times. We were able to complete the process from home in a reasonable amount of time.”
-Mary, KY 10/3/17
To learn more about how you can protect yourself and your family, get a free LTCI quote and speak with an LTC Specialist to create your LTC plan today.