Learning about any type of insurance doesn’t sound like an awesome way to spend an afternoon. Long-Term Care Insurance (LTCI) can be intimidating, and when people start researching, they can quickly get frustrated and overwhelmed. That’s why it’s so important to work with a Specialist who can save you money, time, and stress by guiding you to a long-term care (LTC) plan that fits your needs and budget – all while sitting in the comfort of your own home.
An LTC Specialist Saves Money
A Specialist will talk to you about your finances, about what you wish to accomplish with your policy, and about the possibility of a potential rate increase in the future. They will show you side-by-side quote comparisons from the top carriers in the market. You will also be able to adjust minor features of the policy with your Specialist in order to reach a price point you’re comfortable with.
An LTC Specialist Saves Time
Our LTC Specialists have been in the LTC planning space for years, writing hundreds – some of them thousands – of policies. They are all licensed in multiple states and maintain their continuing education in each of these states. Some agents are ‘captive’ meaning they can only sell the one insurance carrier they work for. LTC Consumer Specialists are brokerage, meaning they work with the top carriers offering LTC solutions. They will shop the market for you, saving you hours of internet research and pushy phone calls.
Our Specialists have heard a plethora of family stories, health conditions, and budget wishes – and come up with solutions to each and every one of them. A Specialist saves you time by being a one-stop shop, able to answer all your questions, and provide solutions based on their years of experience. Once you’ve spoken to a Specialist, you will work with the same person from initial phone call to your policy being issued. Your concerns won’t get stuck in a que, you will be able to call or email your Specialist directly.
“It’s so important to work with a Specialist who can save you money, time, and stress by guiding you to a long-term care plan that fits your needs and budget – all while sitting in the comfort of your own home.”
An LTC Specialist Saves Stress
If you read any of the testimonials, you will see that our Specialists are all about educating consumers and guiding them to making the best decisions for themselves. They are not pushy, aggressive, or annoying. In fact, sometimes their best advice is that maybe a policy isn’t the right solution for you and your situation. Our Specialists are honest, and sincerely trying to help. You can rest easy knowing you are working with some of the top LTCI agents in the country.
LTC Consumer is an independent, free online service to help consumers understand what LTCI is, how it works, and how to evaluate coverage options. Our mission is to provide an educational, no-pressure resource for learning about LTC planning, with the opportunity to speak with a Specialist who can help them.