This blog post is designed to provide general information on the subjects covered. It is not, however, intended to provide specific estate planning, insurance, tax or legal advice. Please note that LTC Consumer and its representatives do not give financial planning, tax or legal advice. You are encouraged to consult with your tax advisor or attorney concerning your own situation.

When Forgetfulness Becomes a Concern

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If you’re like me, anytime there’s anything wrong with you, you look it up. Why does my fingernail have a strange white mark? Do I have a vitamin deficiency? The ever-ready world wide web is a blessing and a curse. As many people get older and find themselves becoming a little more forgetful, they often wonder about scarier things. If I lost my keys, is that a sign of Dementia? I thought today was Friday, is that a sign of Alzheimer’s? My grandmother would call these “senior moments” and would usually just laugh them off. The not knowing can be scary, and there are a few ways to tell the difference between simply getting older, and perhaps having a medical condition of concern.

How does your retirement planning "stack up"?
How does your retirement planning “stack up”?

According to the Alzheimer’s Association the occasional “oopsies” and “where’d I put that” are okay. It’s when it starts to affect daily life that it may be a sign of something more serious. They give a few examples on their website. Missing a monthly payment is typically age-related, but an inability to manage a budget can be a sign of Dementia or Alzheimer’s. Forgetting the day is more likely age-related, whereas forgetting the season is more likely Dementia or Alzheimer’s.

Along with the common forgetfulness, there are other signs that will point toward Dementia and Alzheimer’s. Some of those are personality changes, disorientation, restlessness, and depression. If you notice any of these in yourself or your loved one, perhaps it’s time for a family discussion and a visit to the doctor.

Dementia Vs Age

If you are simply getting older and a little forgetful, there are things you can do to make life easier. Make sure your living space is tidy and organized to prevent losing things. Having a designated spot for important items is a great way to keep track as well. Keep a large calendar or phone app with doctor’s appointments and social activities. Play word games and complete puzzles in order to keep your mind learning, growing, and working.

“When forgetfulness starts to affect daily life that it may be a sign of something more serious.”

If a doctor’s visit does confirm the worst, then there are things the family can do for that as well. In the beginning there are tracking medicine dispensers, security cameras, and medical alert necklaces. As things progress if family isn’t available there are programs to drive people to appointments or deliver food. And when things are at their worst there are amazing people in phenomenal facilities that will welcome your family and guide you through that journey.

If Dementia and Alzheimer’s is something you’re concerned about, and you’d like to protect your family and your retirement, speak to a specialist about Long Term Care Insurance. They can help you get a plan of protection in place before any symptoms appear and you are no longer eligible. Our specialists are licensed in all fifty states and contracted with the top insurance carriers. They can give you options and advice, and really tailor something for your situation. Don’t delay, visit www.LTCconsumer.com today and find out if Long Term Care Insurance is part of your retirement plans.

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