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Your Resource for Long Term Care Planning

877-582-3675
Info@LTCconsumer.com

Category: Basics of Long Term Care Insurance

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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Long Term Care Insurance Buying Tips

LTC Policy Features: What Is Contingent Nonforfeiture?

Shelley Bohlman
January 23, 2023
Insurance policy features and terms can sometimes be confusing and difficult to understand. One of...
 Tags long term care features, long term care plan options, ltc rider, nonforfeiture
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 Category Basics of Long Term Care Insurance, Caregiving, Long Term Care Insurance Blog

Custodial Care and Long-Term Care Insurance

Erica Farrell
July 15, 2020
Long-term care insurance covers two types of care: skilled care and custodial care. Skilled care...
 Tags Custodial Care, home health care, independence, long term care plan options, medicaid, medicare
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 Category Basics of Long Term Care Insurance, Caregiving, Long Term Care Insurance Blog, Reasons to Buy Long Term Care Insurance

Your Long-Term Care Journey With and Without Insurance

Erica Farrell
June 12, 2019
Unless we die of a sudden event, most of us will experience a long-term care...
 Tags assisted living, caregiver, caregiving, long term care, long term care insurance, long term care planning, ltci, planning, retirement
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog

How does long-term care insurance work with health insurance?

Erica Farrell
March 20, 2019
Today is the first day of spring. The sun is shining, the birds are chirping,...
 Tags activities of daily living, long term care features, long term care planning, medicare, What it covers
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Long Term Care Insurance Buying Tips, Long Term Care Insurance Carriers

Spotlight: Choosing a Long-Term Care Insurance Carrier

Erica Farrell
March 14, 2019
One of the best things about working with an LTC Consumer specialist is that they...
 Tags long term care, long term care insurance, long term care insurance carriers, long term care planning, ltc, ltci, planning, qualify for long term care insurance, underwriting
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Long Term Care Insurance Buying Tips, Reasons to Buy Long Term Care Insurance

10 Questions to Ask Before purchasing Long-Term Care Insurance

Erica Farrell
January 30, 2019
No one likes to think about getting older and experiencing any sort of health issues....
 Tags buying, cost of long term care, cost of long term care insurance, long term care quote, plan design, tips
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 Category Basics of Long Term Care Insurance, Caregiving, Long Term Care Insurance Blog, Reasons to Buy Long Term Care Insurance

Caregiving and Why LTCI Is So Important

Erica Farrell
September 26, 2018
Chances are you, your neighbor, a family member, or a coworker are providing some form...
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Long Term Care Insurance Buying Tips, Underwriting

Can I Get Long Term Care Insurance if I Had A Stroke?

Erica Farrell
May 2, 2018
The month of May is American Stroke Awareness Month. Did you know 80% of strokes...
 Tags long term care insurance, long term care insurance cost, long term care insurance Long term care cost, ltc, ltci, planning, pre-existing medical condition, qualify for long term care insurance, qualifying for LTC, underwriting
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog

What Are Common LTC Insurance Riders and What Do They Do?

Erica Farrell
April 4, 2018
Many Long Term Care insurance policies come with lots of built-in features and protection. LTC...
 Tags long term care features, long term care plan options, ltc, ltci
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Long Term Care Insurance Buying Tips

What’s Better: A Daily Benefit or a Monthly Benefit?

Erica Farrell
February 28, 2018
When buying a Long Term Care insurance policy, there’s no one-size-fits-all plan. Coverage can be...
 Tags benefit period, long term care features, long term care insurance claim, long term care plan options, plan design
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Reasons to Buy Long Term Care Insurance

The Insurance You Never Want to Use

Erica Farrell
January 10, 2018
It’s safe to say, no one buys insurance because they hope they’ll use it. Insurance...
 Tags long term care, long term care planning
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Reasons to Buy Long Term Care Insurance

Long Term Care Costs More than Just Money

Erica Farrell
November 29, 2017
A long term care event in the family can cost you. And not only financially....
 Tags long term care, long term care costs, long term care insurance, ltc consumer, retirement
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Reasons to Buy Long Term Care Insurance

Income and Protection Go Together like Mashed Potatoes and Gravy

Erica Farrell
November 15, 2017
Have you taken the important steps to protect your income in retirement? Just like mashed...
 Tags baby boomers, independence, long term care, long term care insurance, long term care planning, ltc, ltci, planning, retirement
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Reasons to Buy Long Term Care Insurance, Research

New Study on Caregiving and Its Impacts

Erica Farrell
November 9, 2017
Transamerica Institute is featuring a new study on The Many Faces of Caregivers: A Close-Up...
 Tags caregiver, caregiving, long term care, long term care insurance, ltc, planning, retirement
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Long Term Care Insurance Costs

A Look at the Rising Cost of Long Term Care

Erica Farrell
November 1, 2017
Genworth Financial recently released their annual 2017 Cost of Care Survey Findings. For 14 years,...
 Tags cost of care, cost of long term care, costs of ltc, home health care, long term care, long term care insurance, long term care insurance cost
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Reasons to Buy Long Term Care Insurance

The Spooky Truth About Not Having a Long Term Care Plan

Erica Farrell
October 25, 2017
Have you created a long term care plan for your future? It’s frightening to realize...
 Tags long term care, long term care insurance, ltc, ltci, medicaid, planning, retirement
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Long Term Care Insurance Buying Tips

How To Choose and Apply for Long Term Care Insurance.

Erica Farrell
October 11, 2017
In previous posts, we've covered what long term care insurance does, when it can be...
 Tags long term care, long term care insurance, long term care insurance cost, long term care insurance Long term care cost, ltc, ltci, planning
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Long Term Care Insurance Buying Tips, Reasons to Buy Long Term Care Insurance

Understanding How Long Term Care Insurance Works

Erica Farrell
October 4, 2017
Have you heard about the importance of long term care planning, but you’re not sure...
 Tags long term care insurance cost, long term care insurance quote, long term care planning, ltc, ltci, planning
Read More
 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog

6 Reasons Your Employer Should Offer Long Term Care Insurance

Erica Farrell
September 27, 2017
You typically have two ways you can buy Long Term Care insurance (LTCI): through an...
 Tags federal long term care, long term care, long term care insurance, long term care insurance cost, ltc, ltci, planning, tips
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 Category Basics of Long Term Care Insurance, Long Term Care Insurance Blog, Reasons to Buy Long Term Care Insurance

How to Manage a Long Term Care Event

Erica Farrell
August 2, 2017
Long term care events can be sudden with little or no warning. In cases of...
 Tags long term care, long term care insurance, long term care insurance claim, ltc, ltci, medicaid, planning, retirement
Read More
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Consider This

  • Planning for the Future
  • What Is LTC Insurance?
  • Choosing a Plan
  • How to Qualify
  • For Women
  • LTCI Rate Increases
  • LTC Gov’t Programs

Resources

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  • Cost of Long Term Care Insurance
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LTCI Blog

  • Family Check-In: National LTC Awareness Month November 18, 2024
  • 10 things to know about Long Term Care Planning September 18, 2024
  • New Bill Proposes Deducting All LTCI Premiums August 14, 2024
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