Will my children be able
to afford the care I need?
To receive the official long term care e-news
No, and Yes.
Many Americans are surprised when they learn that Medicare generally does not cover long term care (LTC). They often learn this right after finding out that their regular health care insurance does not cover LTC either. (There are exceptions under certain policies in some states; consult your financial advisor or insurance agent to find out about coverage in your case.) Continue reading
One size does not fit all
Like all health insurance, many factors influence the price of premiums you may be offered for long term care insurance (LTCI). LTC Consumer summarizes some of the most common for you: Continue reading
Covered couples can combine their benefits to use by either partner
[NOTE: This article assumes general familiarity with long term care insurance (LTCI).
If you are new to the topic, feel free to read some of our other articles first.] Continue reading
Everyone likes the peace of mind they get from knowing they are protected by insurance if life throws something unexpected, but not many like buying insurance in the first place. This can be especially true with products like long term care insurance. Continue reading
The short answer is, the day before you need to use it. Here’s a longer one.
Insurance is a bit like gambling. You won’t really know whether it has paid off until after you’ve made your bet. Continue reading
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