From personal experience as a Physical Therapist, Rich has seen the devastation that results when a loved one, family member, or valued employee unexpectedly needs long term care. Because of this, Rich is a passionate advocate for his clients.
Rich helps families and businesses protect their independence, assets, and peace of mind without pressure or obligation. His goal is to educate his clients on their options. Rich has a straight forward approach in assisting people on how to choose a customized long term care plan and provide innovative solutions for their individual needs.
A Pennsylvania native, Rich earned a Bachelor of Science Degree from Temple University and a Master of Science Degree in Physical Therapy from the University of Miami. In 2020, Rich ranked nationally in the Top 10 Long Term Care Professionals.
Active in the community, Rich has participated in the American Heart walk and the Susan G. Komen “drive for the cure.” Rich has logged more than 2,000 hours of volunteer work in local hospitals and assisted physically-challenged children in various summer programs.
NIPR: 8636275
Licensed in: AL, FL, GA, IA, IL, IN, KS, MA (#2059699), MD, ME, MI, MO, MT, NC, NE, NJ, NY, OH, OK, PA, SC, TN, TX (#1594429), VA, WA, WI, WY
-Dorine, MI 4/4/2024
-Robert, NY 3/12/2024
-Mitch, NC 2/26/2024
-Liz, TN 2/23/2024
-Kevin, TX 2/16/2024
-Tom & Peggy, IL 2/7/2024
-Steve & Carolyn, PA 2/6/2024
-Gilbert, FL 12/15/2023
-Maria, NH 11/20/2023
-Maggie, IN 11/20/2023
-Patrick, TX 11/16/2023
-David, NJ 11/7/2023
-Doug, TN 10/29/2023
-James, VA 9/21/2023
-Jeff, IN 8/24/2023
-Mark, MI 8/21/2023
-Ronald, IL 7/14/2023
-Jason, IA 7/11/2023
-Eric, PA 7/5/2023
-Ray, TX 6/28/2023
-Michael, VA 6/26/2023
-Tom, TN 6/14/2023
-Valerie, NY 6/5/2023
-Michael, OH 5/10/2023
-Lori, PA 4/26/2023
-Daniel, NC 4/6/2023
-John, VA 3/23/2023
-Julie, SC 3/1/2023
-Sue, OK 2/27/2023
-Barbara, OH 2/18/2023
-Brian PA 2/16/2023
-Tim, SC 2/7/2023
-Michael, FL 2/2/2023
-Mary, MA 1/27/2023
-Laura, NC 1/17/2023
-Kevin, NY 1/12/2023
-Ronie, FL 1/10/2023
-Sheila & Ron, PA 12/6/2022
-Paul, MA 11/2/2022
-Carol, FL 10/27/2022
-Doris, IA 9/13/2022
-Donna FL 8/11/2022
-Brenda, FL 8/2/2022
-Rita, AL 7/9/2022
-Mayra, NY 7/8/2022
-Kevin, FL 4/21/2022
-Nancy, WI 4/4/2022
-Ron, FL 3/22/2022
-Howard, MD 3/3/2022
-Hector, NC 2/25/2022
-John, KS 2/16/2022
-Pedro, SC 2/11/2022
-Ella, FL 2/5/2022
-William, NE 2/4/2022
-Ruben, TN 2/4/2022
-Beverly, MD 11/25/2021
-Kevin, NC 8/25/2021
-Don, WA 8/5/2021
I had already given much thought and research over several months to the idea of purchasing an LTC policy, Rich’s ‘no pressure’ straightforward guidance has helped me to feel confident that the product I purchased is necessary, a good value and that I have a professional with whom I can consult with confidence going forward. Rich accomplished this within two days time.”
-Christine, NC 8/4/2021
-Sharon, MO 7/26/2021
-Belinda, OK 6/28/2021
-Jeffrey, NJ 6/3/2021
-Rebecca, VA 5/27/2021
-Timothy, PA 5/3/2021
-Nancy, CA 4/26/2021
-Brooke, SC 4/2/2021
-Fletcher, TN 2/18/2021
-Beryle, GA 2/8/2021
-Edward, MA 1/13/2021
-Chris, MI 12/23/2020
-Dwain, TN 11/11/2020
-Charley, GA 11/3/2020
-Kim, AL 10/23/2020
-Morrisha, GA 10/12/2020
-Jeffrey, PA 10/7/2020
-Rebecca, VA 8/31/2020
-Debra, KS 8/21/2020
-Donald, TX 8/4/2020
-Judy, TN 6/17/2020
-Terry, NE 4/29/2020
-Heidi, MA 4/27/2020
-Debra, WI 4/22/2020
-Hillary, VA 4/2/2020
-Michael, AL 3/27/2020
-James, KS 3/2/2020
-Ellie, OH 2/10/2020
-Dennis, SC 2/6/2020
-Paul, NE 1/21/2020
“Competent and knowledgeable agents.”
-Michael, KS 1/4/2020
-Richard IA 1/1/2020
-Cheryl, TN 12/17/19
-Deborah, MO 12/10/19
-Cary, TX 11/13/19
-Kristi, KS 11/12/19
What would you tell a friend or colleague about your experience?
“That the company was recommended by Dave Ramsey and that my experience with them was awesome.”
-Marla, NE 10/30/19
-Rebecca, NC 9/24/19
-Jana, TX 9/10/19
What would you tell a friend or colleague about your experience?
“Easy to work with, they find what you need. Will take the time to answer your questions.”
-Ann, IA 8/11/19
-Jeanette, VA 8/5/19
-Rich, NJ 8/5/19
-Nancy, FL 7/24/19
Call Rich. He is extremely knowledgeable of LTC, has access to multiple providers to meet your budget, and made the application fairly painless. Highly recommended by Dave Ramsey.”
-Dan, VA 7/12/19
“(His) ability to clearly explain the materials.”
-Greg, FL 7/5/19
-Michelle, CA 6/28/19
-Beth, SC 6/26/2019
-Brad, PA 6/12/2019
Glenwood, NC 5/24/2019
-Ann, TN 5/24/19
-Roger, GA 4/11/19
-Cindy, IA 3/23/19
What did you find most useful about this process?
“I liked having a live view of his computer screen!”
What would you tell a friend or colleague about your experience?
Friendly and easy! Good communication.
-Leonard, MA 2/25/19
-Sheryl, IA 2/14/19
What did you find most useful about this process?
“Shared online screen.”
What would you tell a friend or colleague about your experience?
“Easy to understand by following along on the screen.”
-Kathleen, NC 2/13/19
“Very professional. Richard took time to answer all my questions and helped me understand long term care insurance and make an informed decision. I didn’t feel at all pressured. ”
What did you find most useful about this process?
“Understanding the terms and options and what I could change in the future if I choose to.”
What would you tell a friend or colleague about your experience?
“I would recommend they talk with Richard as he is extremely helpful, professional, knowledgeable, and not at all pushy.”
-Catherine, FL 1/19/19
What did you find most useful about this process?
“There was a lot of material to go over, and Richard helped whittle down to some core principles I needed to keep in the forefront of my mind. I appreciated this, as I’m very busy and don’t always have time to go back over important documentation. He really helped with this part.”
What would you tell a friend or colleague about your experience?
“I received solid, one-on-one counseling, but was not pressured into buying anything outright. I also like the documentation – it’s thorough, but not overly dense.”
-Tamara, PA 1/11/19
-Dana, TN 1/5/19
-Brad, PA 12/7/18
What did you find most useful about this process?
“(It was) convenient in being able to do it over the phone and computer without leaving home.”
-Lynn, TN 12/6/18
-Elizabeth, MO 12/6/18
“Data was provided along with discussion. Shared various options and then cost points. Richard is highly skilled and offered many options to meet my needs.”
-Dave, WI 11/27/18
What did you find most useful about this process?
“The education of long term care insurance, and the knowledge to select a plan that we could live with.”
What would you tell a friend or colleague about your experience?
“Very positive, (I) would only send them to our agent.”
-James, OH 11/27/18
What did you find most useful about this process?
“Communication on phone while looking at info on computer.”
-Scott, IN 11/16/18
What did you find most useful about this process?
“The explanation of all of the components.”
-Bill, OH 11/09/18
What did you find most useful about this process?
“Handling all of our questions and meeting our needs.”
What would you tell a friend or colleague about your experience?
“Get the answers in a quick efficient process.”
-Michael, GA 9/29/18
-Nanette, GA 09/04/18
-Richard, SC 08/16/18
-Jef, FL 08/10/18
-Leslie, KS 08/04/18
What would you tell a friend or colleague about your experience?
“It was better, much better, than expected.”
-Jerry, NC 6/5/118
-Ellen, VA 5/8/18
-Mel, GA 5/7/18
What did you find most useful about this process?
“Talking to Richard and going through the information in front of us on the computer. Very user friendly.”
-Vincent, WI 5/1/18
“Richard did a great job of explaining the different plans and guiding us through the process.”
What did you find most useful about this process?
“It was quick and easy.”
What would you tell a friend or colleague about your experience?
“The experience was informative, quick and easy.”
-Kimberly, AL 4/21/18
What did you find most useful about this process?
“Being able to link to Richard’s screen during the process.”
-Russell, NE 4/3/18
-Perry, TN 3/21/18
What did you find most useful about this process?
“The information he provided for us to become more knowledgeable.”
What would you tell them about your experience?
“Very informative and helpful.”
-Lemoyne, NE 02/08/18
What did you find most useful about this process?
“The interactive program that instantly recalculated the plan made it easy to compare options and prioritize costs.”
-Peter, MD 01/12/18
-Deborah, IA 12/04/2017
-Wilma, NY 11/16/17
What did you find most useful about this process?
“The completion of the application online together.”
-Alan, FL 11/03/17
-Sandy, VA 11/03/17
-Vicky, FL 10/20/17
What did you find most useful about this process?
“Knowing that I have applied for a policy that will be affordable and will help supplement my needs if it becomes necessary in the years ahead.”
What would ou tell a friend or colleague about your experience?
“Richard provided his personal knowledge along with outside resources to help me gain an overall understanding of LTC the policy choices to fit my needs and the satisfaction in knowing that I feel I have made the best choice in selecting a policy.”
-Cynthia, SC 9/9/17
What would you tell a friend or colleague about your experience?
“That it was very informative and helped us decide on whether (LTC) was right for us.”
-Ryan, FL 8/12/17
What would you tell a friend or colleague about your experience?
“That the company was professional and knowledgeable.”
-Shirley, MI 8/11/17
-Karol, NC 7/5/17
“Straight forward, honest, knowledgeable.”
What did you find most useful about this process?
“Honesty, respect and professionalism.”
What would you tell a friend or colleague about your experience?
“A straight forward, honest, knowledgeable and trustworthy source for LTC insurance.”
-Ron, OH 6/20/17
-Donna, KS 6/19/17
-Peg, IA 05/02/2017
-Vicki, GA 03/29/2017
-Stephen, NC 03/20/2017
– James, OH 03/16/17
– Beth, MO 2/02/17
P, NJ 2/01/17
– William, GA 01/24/17
– Debbie, AL 12/19/16
What did you find most useful about this process?
“The ability to call or email in between appointments. Rich sent us emails with quotes. The webinar approach was also helpful, so we could see what he was talking about.”
– Bruce, IA 12/12/16
– David & Dawn, IN 12/06/16
– John, NC 11/27/16
What would you tell a friend or colleague about your experience?
“I would tell them that the process was easy, our questions were answered, and Rich was able to shop various companies and make educated recommendations. Never did we feel any pressure.”
– Bonnie, NC 11/20/16
What did you find most useful about this process?
“The comparisons with explanations of what each item meant and how they related to cost.”
What would you tell a friend or colleague about your experience?
“Not a quick process, but was thorough, and I learned a lot.”
– Kerry, FL 11/09/16
– Mary, VA 10/12/16
What did you find most useful about this process?
“The ability to review options and companies with one person and not to have to deal with each company individually.”
What would you tell a friend or colleague about your experience?
“Good resource for both general and specific information regarding Long Term Care Insurance and a good place to compare companies and benefits.”
– Beverly, NC 10/05/16
– Manuel, FL 9/30/16
What would you tell a friend or colleague about your experience?
“Knowledge is power and Richard really knows and shares this with his clients.”
– Angela, NC 9/14/16
– Carol, VA 8/10/16
What would you tell a friend or colleague about your experience?
“It is a simple and smooth process once you get started. We started out with very little knowledge and ended up feeling very comfortable with what we purchased. This was in part due to all of the information and brochures that were emailed to us from Richard.”
– Anita, FL 7/30/16
– Milady, OH 07/07/16
– Paul, FL 07/05/16
– Barry, MI 06/09/16
What did you find most useful about this process?
“Achieving a level of satisfaction with the decision and providing peace of mind.”
What would you tell your friend or colleague about your experience?
“It is a simple and straight-forward process, the interactive tools are nice and Richard is very pleasant to deal with.”
– Nancy, VT 6/06/16
– James, FL 04/22/16
– Linda, VA 04/11/16
– Marvin, NC 04/06/16
– Jamie, NY 03/26/16
– Tri, GA 03/07/16
What did you find most useful about this process?
“Understanding the different aspects of LTC and how I can control the cost.”
What would you tell a friend or colleague about your experience?
“Expect a friendly teacher that will guide you through the process without high pressure.”
– Linda, MI 01/20/16
What did you find most useful about this process?
“Looking at his screen on my computer & filling out application together.”
– Kimberly, OK 01/14/16
– Carla, IN 01/09/16
What did you find most useful about this process?
“Richard’s knowledge of the product and his ability to explain it in layman terms.”
– Melvin, KS 11/15/15
-Brent, GA 11/13/15
– Cindy, AL 09/28/15
“The one to one presentation as well as the printed materials.”
What would you tell them about your experience?
“That it is something you should try without second guessing that it is too complicated.”
– Janis, NY 9/27/15
– John, AL 9/01/15
“It saved us a lot of time.”
– Leonard, GA 8/23/15
– Herb, FL 7/08/15
– Steven, CO 7/02/15
– Sue, IL 6/25/2015
“How knowledgeable Rich is and the advice he gave us. He was very helpful answering all our questions and made us feel very comfortable! Excellent rep! It was great and far exceeded our expectations!”
– Kim, IL 6/11/15
What did you find most useful about this process?
“Answered my questions and explained the details.”
What would you tell a friend or colleague about your experience?
“Good experience. Informative. No glossy sales pitches.”
– David, MD 6/02/15
– Rosia, TN 5/21/15
What would you tell a friend or colleague about your experience?
“I would tell them that they should really consider LTC and that Rich will really help them find the best policy for them.”
– Donald, FL 5/19/15
– John, OH 5/08/15
“The explanation of the process was clear and easy to follow”
What would you tell a friend or colleague about your experience?
“That all involved were friendly, patient and knowledgeable.”
– Linda, PA 4/23/15
What did you find most useful about this process?
“1. The apparent ease in identifying a good policy for us
2. Provided information to help with the large learning curve on LTC policies”
What would you tell a friend or colleague about your experience?
“The comments that I’ve already made, plus.. there’s a big learning curve in order to make an appropriate choice. I would suggest that they allow plenty of time for research and quotes. Find a rep that they feel comfortable working with.”
– Gail, GA 3/12/15
“The webinar connection.”
What would you tell a friend or colleague about your experience?
“Easy and informative.”
– Lisa, NJ 3/20/15
“Professionalism, patience with consumer, ability to explain product.”
What did you find most useful about this process?
“Down-to earth explanatory process re: LTC.”
What would you tell a friend or colleague about your experience?
“Level of professionalism, approach re: explanations of coverage, patience.”
– Marilyn, NY 3/02/15