Bill joined LTC Consumer in 2010 to broaden his goal of helping people with long term care (LTC) planning.
Prior to joining LTC Consumer, Bill spent over 20 years as an independent broker. He was Vice President of Sales for one of the nation’s largest distributor of insurance products where he trained thousands of insurance and financial professionals.
Bill has edited and updated an LTCI textbook for a major insurance education firm. He was a contributor to “50 Ways to Boost Your LTCI Sales” by Margie Barrie, and was quoted in the “Kiplinger Retirement Report.” Bill was included in the “Nations Top 100 LTC Insurance Producers List” in 2003 and 2007 by the American Association for Long Term Care Insurance.
Certifications/Degrees include:
- Registered Health Underwriter (RHU) from the American College
- Long Term Care Professional (LTCP) from the Health Insurance Association of America
- Certified in Long Term Care (CLTC) from the Corporation for Long Term Care Certification
NIPR: 3031556
Licensed in: AZ, CT, DC, KY, MA (#1832611), MD, ME, MI, NC, NJ, NY, OH, OK, OR, PA, RI, SC, TN, TX (#1818008), VA, WI, WV
-Leah, TX 4/1/2024
-Heather, NY 3/24/2024
-Dean, SC 3/12/2024
-Rebel, OK 2/16/2024
-Eve, AZ 2/3/2024
-Amber, OR 6/11/2023
-Sharon, WV 10/2/2022
-Marc, NY 9/16/2022
-Chris, SC 4/2/2022
-Adrianne, SC 9/2/2021
-Tracy, WA 8/3/2021
-Steven, WA 7/31/2021
-Millard, NC 6/24/2021
-Walter, IL 6/4/2021
-Tommy & Heather, WA 4/2/2021
-Deborah, OH 3/16/2021
-Luann, MI 3/4/2021
-Paul, PA 12/08/2020
-Rhonda, TX 9/8/2020
-Ursula, WA 6/3/2020
-Terry, TX 3/18/2020
-Susan, WV 3/2/2020
-Philip, IL 2/17/2020
-Debby, TX 2/11/2020
-Wendell, TX 2/1/2020
-Sally, PA 1/26/2020
“Pretty quick and seamless.”
-Emma, MD 10/16/19
-Gail, PA 9/1/19
-Chrysti, TN 7/31/19
-Alfred, TX 7/21/19
“Prompt and responsive.”
What would you tell a friend or colleague about your experience?
“Explains thoroughly but succinctly.”
-Janice, NC 4/13/19
“Quick feedback on our questions and application process.”
What would you tell a friend or colleague about your experience?
“I would encourage them to get coverage sooner (rather) than later.”
-Alton, PA 3/27/19
-Angela, VA 3/25/19
-Dan, NJ 3/20/19
“The process was thorough, the specialist was helpful.”
What would you tell a friend or colleague about your experience?
“Helpful, painless, informative, comparison pricing.”
-Kathleen, IL 1/26/19
What did you find most useful about this process?
“The information on cost, what is covered and what I need to do.”
-Elizabeth, PA 9/21/18
What did you find most useful about this process?
“Working together on the internet was helpful.”
-Jan, TN 09/07/18
What did you find most useful about this process?
“That I had a live representative to ask questions of.”
What would you tell a friend or colleague about your experience?
“It was easy and my representative was a great resource.”
-Patricia, DC 5/16/18
-Beth, TN 3/16/18
“Agent is easy to talk to, knows the information needed, and was readily available.”
What would you tell a friend or colleague about your experience?
“The agent knows the material very well and was exceptionally helpful and quick to respond.”
-Jeffrey, UT 03/05/18
What would you tell a friend or colleague about your experience?
“These are responsible and helpful people who can orient you regarding this stage of life.”
-Louis, NY 02/12/18
I was given information, had a chance to read it, think about it, come back and ask questions. I felt that any time along the way I could ask for more time and that would have been acceptable.
He’s a nice guy, listened to my questions, was a good teacher. No pressure to do anything, explained things along the way.”
-Theresa, OR 02/07/18
What did you find most useful about this process?
“Various options and choices to make that will tailor fit our needs and financial situation.”
What would you tell a friend or colleague about your experience?
“Very positive interaction. Accessible help.”
-Sanjeev, NC 01/25/18
-Holly, KY 12/03/2017
-Donna, MD 11/16/17
“(The LTC Consumer agent) let me evaluate options at my own pace – it took about 2 months of interactions, over maybe a dozen or so phone and email exchanges.”
What did you find most useful about this process?
“Comparison pricing of options, and agent’s knowledge of the current insurance industry practices/trends/products on this class of insurance (LTC).”
-Larry, MD 10/30/17
“He took the time and extra effort to get my application ready”
What did you find most useful about this process?
“Ability to compare and contrast the different coverages”
What would you tell a friend or colleague about your experience?
“Consultants are helpful, friendly, and know their business”
-Douglas, DE 10/02/17
“Competence and patience”
What did you find most useful about this process?
“Not only the need, but the rationale for the need of LTC”
What would you tell a friend or colleague about your experience?
“No pressure, clear explanation, great patience”
-Roy, TN 09/19/17
What did you find most useful about this process?
“All the information provided and ease of working with the specialist online.”
-Ken, VA 8/17/17
What did you find most useful about this process?
“Peace of mind; one less thing to think about for my future.”
-Judy, OH 6/30/17
What did you find most useful baout this process?
“Emailed PDF literature, and online interactive quote process.”
-Thomas, PA 05/09/2017
“Good knowledge of products.”
What did you find most useful about this process?
“Suggestion of appropriate level of insurance.”
What would you tell your friend or colleague about your experience?
“Knowledge of products makes process easy.”
-Charles, TX 04/15/17
What did you find most useful about this process?
“The ability to have someone who really knows LTC bounce ideas with.”
-Jeffrey, MD 03/31/2017
– Phillip, CT 10/25/16
– Benjamin, CT 10/13/16
– Doug, 9/02/16
– Sandra, TN 7/31/16
– Clara, VA 07/15/16
– Brenda, MD 06/26/16
– Ronald, TN 04/08/16
What did you find most useful about this process?
“The information provided and peace of mind that this is the right product for us.”
What would you tell a friend or colleague about your experience?
“Excellent sales process not pushy, education, price.”
– Tom, TN 03/07/16
– Georgia, KY 01/26/16
What did you find most useful about this process?
“The ease of obtaining the information, exchanging information, and filling out the application.”
What would you tell a friend or colleague about your experience?
“Foremost, that this type of insurance is necessary. Secondly, that having an agent that is informed, patient, and helpful will make the process that much easier.”
– Anne, AZ 11/15/15
– Miles & Gabriel, NJ 9/24/15
– Madeline, AZ 8/25/15
– Susan, NY 6/29/2015
What would you tell a friend or colleague about your experience?
“Use this company, DON’T self shop for this type of insurance.”
– David, TX 6/16/15
– Michelle, DE 4/30/15
“Very knowledgeable about insurance and the process.”
– Michael, OH 3/04/15
What did you find most useful about this process?
“Ease of comparison of policies, and deal with rep in particular.”
– Anthony, NY 2/27/15
– Larry, TX 1/22/15
– Elizabeth, MD 11/14/14