Simple Underwriting is only available to eligible s (18-65) once, during this special enrollment, which makes it far easier to qualify for coverage.
Here is how it works.
- Once your application is complete it will be reviewed and a report pulled of your past and current prescriptions and any previously declined insurance.
- Should a medication related to an uninsurable condition be found, your medical records might be required.If this happens you will be notified and you should ask your doctor’s office to respond promptly to any requests for information.
With Simple Underwriting the majority of applications are typically approved within three weeks. If you applied with your spouse/partner that is not an eligible , your application will be approved once they have also been approved.
If your application is approved, you will receive the policy and a letter in the mail.
In the event your application can’t be approved, you will receive a letter explaining the reason why and the information used to reach that decision.
Remember, Simple Underwriting is only offered once during this special enrollment and is not available after. After Apr 20, 2024, additional information is required and you may not qualify.