Why Work with LTC Consumer?
Top Notch Customer Service and Guidance
No matter where you are in the process, our specialists are top in their field. We’ll step in and help you plan for Long Term Care, educate you on all the options available based on your individual needs and discover any discounts** you may not be aware of. When you’re ready, we’re here to help walk you through the application all the way to approval. Best part – you will be working with the same specialist from start to finish.
Costs and Discounts
We understand a policy needs to be affordable for you for the long haul. We’ll help you find all the discounts/benefits** that you may be eligible for such as:
- Up to 30% discount for buying with your spouse/partner
- Up to 10% discount by buying before your next birthday
- Up to 10% discount for preferred health
- Up to 5% discount for multiple policies
Shop with Ease
You set the time, you set the pace, and ask as many questions as you like. We work for you, not the insurance companies. As an independent broker we are not tied to any one carrier, so the information we provide is unbiased, allowing you to compare plans and choose the very best one for you with no pressure. Our specialists are focused on education, not the sale, we can share price comparisons and show you how plan changes can affect your entire policy.
Long Term Care Statistics
Make informed decisions by knowing important facts about Long Term Care
35%
Average additional hours of care received by individuals with LTC insurance vs. those without it
$3,000 – $5,000
Monthly out-of-pocket LTC costs savings compared to those without LTC insurance 1
$709,647
Projected average cost for 3 years of long-term care 30 years from now 2
70%
People over the age of 65 that will require some care at some point in their lives 3
1 America’s Health Insurance Plans. “The Benefits of Long-Term Care Insurance and What They Mean for Long-Term Care Financing”. November 2014.
2 Based on Genworth Financial’s Cost of Care Survey, conducted by CareScout, June 2017 and an assumed rate of inflation of 3%
3 U.S. Department of Health and Human Services, National Clearinghouse for Long-Term Care Information, www.longtermcare.gov, September 2008
Our Customers Say It Best
2/28/19
Brian, MI
“We received education, time, and concern through the process. The webinar approach was helpful to walk through the information. We received timely responses to our questions and lots of patience through our lack of comfort with the subject matter.”
2/28/19
Brian, MI
“We received education, time, and concern through the process. The webinar approach was helpful to walk through the information. We received timely responses to our questions and lots of patience through our lack of comfort with the subject matter.”
2/28/19
Brian, MI
“We received education, time, and concern through the process. The webinar approach was helpful to walk through the information. We received timely responses to our questions and lots of patience through our lack of comfort with the subject matter.”
Speak to an LTCI Specialist Today
Complete the form below or give us a call to receive a quote
LTC Consumer understands the importance of long term care planning for your family’s financial future. Part of our mission is to do the right thing for consumers regardless of whether or not that results in the sale of insurance. When you submit your information, it will be sent to one of our dedicated Insurance Specialists to help you. They are there to help however they can by answering questions and providing more information. Our Insurance Specialists only work with Long Term Care products and you will not receive unsolicited calls or emails from any other agent or company. Your privacy and security is important to us and we do not sell your information to any outside third parties.
** Please Note: Discounts are not cumulative and vary by insurance company, state, individual age and health situation.