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Cathy Flanagan

Consumer Specialist

Consumer Specialist - https://www.linkedin.com/in/cathy-flanagan-553a204

Cathy Web
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Cathy has specialized in Long Term Care planning for the past 18 years.  She began her career in 1998 spending over 7 years with GE Capital (now Genworth Financial) and 11 years as a partner with Long Term Care Financial Partners (now Acsia Partners, LLC) as a Sr. LTC Specialist and two term board of director’s member.  Cathy has managed, trained, and mentored hundreds of other agents who share the same passion for helping individuals plan for their long term care needs in the future.

Cathy has extensive knowledge of the medical field and how it relates to the insurance industry’s underwriting standards due to a former career in nursing.  She also works side by side with estate planning attorneys, financial advisors, and CPA’s to give their clients the most specialized advice in this most critical aspect of their overall financial plan.

For the past 8 years Cathy has expanded her focus to not only work with individual consumers, but adding employer groups seeking to incorporate LTC plans to their benefit portfolios.  She has counseled, implemented, and enrolled many employer groups throughout the country including law firms, universities, city governments, financial institutions, and technology firms. Her deep knowledge and experience in this sector of LTC planning has made her a vital partner with benefit advisors and their clients.

Cathy is a native Texan and has resided in Dallas, TX for the past 23 years.  She holds a bachelor’s degree from the University of Texas @ Arlington and has earned her CLTC designation as well as State Partnership certifications.

NIPR: 2263181
Licensed in: AZ, CA (#0K07305), CO, FL, GA, KY, MI, MN (#40317769), MO, NC, ND, NJ, NM, NV, NY, OK, OR, PA, SC, TX (#965667), VA, WA

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Here's what people have to say about Cathy Flanagan...

“So far this has been a good experience. Catherine has been very willing to work with our schedules, even scheduling in the evening. The module she  used was quickly interchangeable to adapt to different scenarios. Highly recommend.”

“When looking for LTC information, Cathy of LTC Consumer offered exceptional service! She was very knowledgeable and professional and answered all of my questions. I feel very comfortable and secure with my decision!”

“Cathy was very thorough in finding out what we wanted and how best to quote that. (She was) very cooperative with scheduling (the) application process. She was very knowledgeable and professional, as well as just simply a kind person. I would highly recommend her to anyone!”

“Catherine has a great understanding and is very knowledgeable of the intricacies of such a complex insurance product as long term care. Her experience and guidance helped me make the proper decisions regarding the selection of my long term care plan. With her assistance I am confident that I have the protection I need for the very best value for my premium dollars spent. Once again, thank you Catherine.”

“Representative was very patient, and helpful. She helped me to thoroughly understand all aspects of the long term (care) insurance. Representative was very helpful, and knowledgeable in answering any questions that I had. I would most definitely recommend her to others.”

“I enjoyed the entire work flow. I found Cathy via Policygenius and couldn’t be happier to finalize.”

“My husband and I were totally in the dark when it comes to LTC planning and somewhat nervous as we have seen what our parents went through balancing their finances ad health issues and we live on a limited income. Cathy did a great job of guiding us, no pressure; and letting us work through the options and what would work for us and our budget. We had lots of questions but she was so patient and informative. Thanks so much for all your support and assistance!”

“My overall experience with Catherine, LTC Consumer Specialist, couldn’t have been any better. She walked me through all aspects of LTC plus a deep dive into the options focusing on my particular needs as the priority. She was thorough, extremely knowledgeable and was able to answer all my questions with a continual open line of communication.”

“Cathy was amazing and took us through every step of the process explaining in detail the various aspects. Was a very pleasant experience. She communicated well and responded quickly to any questions / concerns that we had.”

“Cathy was extremely knowledgeable and helpful. She followed up on everything that I asked and never pressured me or my husband. I felt as though she really had our best interest in mind. I have referred her to my sister and will continue to refer her.”

“My husband and I both agree that Cathy would receive an Excellent on everything! She was SO knowledgeable and was very careful to present all scenarios. The software she used was very impressive and we were EASILY able to plug in different variables to configure just the right solution for us. We have looked at taking out long term care insurance several times over the years and it never felt right. This decision with Cathy and LTC Consumer was a no brainer. I LOVE when people are good at their job, and Cathy was EXCELLENT!”

“My agent, Cathy, was extremely knowledgeable and answered all my questions completely – provided all information about LTC options. I was very impressed and would highly recommend her and LTC Consumer to anyone looking into such insurance. The plan we settled on was tailored by the agent to my coverage needs, my budget, and my LTC goals.”

“Cathy’s experience and knowledge provided me the insights and confidence to know I made the right choices in LTC for me. She worked around my schedule and coached me through the expected processes to ensure ease and completeness.”

“My experience in learning about and submitting an application for long term care insurance was excellent. The agent I worked with presented the information about the policy options clearly – very informative and I feel confident that I understand everything I need to know to make a decision. I cannot imagine receiving a better explanation of the policies and appreciated the screen sharing as we discussed all of the information. Would give 10 stars if that option was available.”

“Instead of trying to sell a policy, (Cathy) explained all the little details and answered all my questions. We connected on the PC where she showed me charts and how to tailor the payment to something I could afford. She showed data between the different insurance companies that were available and made the choice a lot easier. In the end, I was very happy with the product I received.”

“We first spoke with Cathy in sales. She was very professional and really helped us understand our options. Would highly recommend her. Would recommend LTC Consumer to anyone who is looking for experience, professionalism and good customer service.”

“I reached out to a couple of folks on Long-Term Care, and the person who got back to me from LTC Consumer was the most responsive. I spoke with Cathy and she was so responsive. She worked with my schedule and fit it in the middle of my workday. I went back and forth with her several times around the specifics of what I was looking for and she listened very well. She also got back to me with the information, so I was really happy with her.”

“Cathy was exceptional in working with us over the past year as we determined how we wanted to proceed with LTC. She provided all of the info we asked for, was exceptionally professional and was very personable on our telephone discussions. I felt she was completely transparent and trustworthy. Well informed, exceptional service and no pressure. I felt we got the best value option for us when we were ready.”

“Cathy very much wanted us to know about the product, Long Term Care Insurance. A teacher, efficient in covering all aspects of what we were interested in purchasing. Cathy provided us with a lot of options, reviewed them in thorough detail and did not pressure us in any way. We felt completely confident in the process.”

“(Cathy) explained all aspects of the long term care insurance process very well.”

“Cathy was very professional, knowledgeable and helpful throughout the entire process. She definitely was able to explain everything in a simple way which, in turn, helped me to make a quick decision about choosing long term care insurance.

Cathy helped me to understand that this type of insurance is important even for younger people. I did NOT feel she was pressuring me to buy insurance, but she seemed to have the heart of someone who wanted to help others. After my experience with Cathy, I feel confident that I made a wise choice in moving forward with LTC Insurance. I want to speak with my adult sons about looking into getting coverage for themselves.”

“(Cathy) was very professional and thoroughly explained all options. (She) knew product well and made it easy for me to understand.”

“It was surprisingly painless! Quick response. Excellent, clear explanation of products. Timely follow-up. Really listened to my needs.”

What would you tell a friend or colleague about your experience? 

“Very professional, Cathy really knows her stuff!!”




Was very informative and easy to understand. Made process very easy. Very knowledgeable, low pressure.


What did you find most useful about this process?

“Explanation of coverage and premium options.”

“Very knowledgeable and helpful, comfortable explanations, great.”

“Overall knowledge was excellent, very professional. Cathy was very versed and could answer questions which saves time. Quick and easy experience and learned about the LTC options.”

“Cathy is knowledgeable, friendly, and accommodating. She was able to answer all of our questions. She worked with us when it was convenient for my husband and I. ”


What did you find most useful about this process?

“Cathy’s flexibility and ability to answer our questions. It took us a little time to absorb the provided information and make a decision.”


What would you tell a friend or colleague about your experience?

“That the information provided was excellent and that Cathy was great to work with.”

“Cathy was extremely helpful and knowledgable .”

What did you find most useful about this process?
“The explanation of how long term care insurance works”

What would you tell a friend or colleague about your experience?
“If you are interested in long term care, I would highly recommend Cathy Flanagan.”

“Cathy was very patient with us and stepped us through everything, helping us to understand the policy and the process. It was easy to be stepped through the process and all your questions (will) be answered. They will also work with you to find the right policy for your needs and budget.”

“Cathy showed me all of the possibilities until she found the best plan for me. I was able to study the plan and understand each option.”


What would you tell a friend or colleague about your experience?

“Mostly that they need to get this plan as soon as possible while they are younger, and not to wait until they are older like me.”

“Very helpful, took time to understand our needs and worked to find the right product for us.”

“Very professional presentation that included all the information that we were looking for. Worked with us to schedule calls that met our needs. We contacted three providers and she was far better than the other two. I would recommend her to anyone. The process provided information about LTC that we needed. Answered all of our question and discussed with us until we completely understood. We were completely satisfied with the professional presentation and answered all of our questions. Worked with us till we found a plan that fit our needs.”

“Cathy was very thorough and made sure we understood things. She was helpful in getting the application filed. Good explanation of details without being pushy.”