There are a lot of options for when we all get older and need care. There are retirement communities, home health care aides, adult day care facilities, assisted living, nursing homes – and many, many more. Two of the most often confused are assisted living facilities and nursing home care. Both options are residential facilities outside the home, with professional services to assist residents. However, the levels of care vary greatly.
Assisted Living Facility
Assisted living facilities are generally for people who have begun to struggle with mobility, keeping medications straight, wandering, and the beginning stages of cognitive impairment. They are a residential living arrangement providing personal care and health services. Assisted living is for people who need assistance with activities of daily living, but don’t need the level of care a nursing home provides. These facilities can range from small homes to large apartment-style complexes and may offer different levels of care and services.
My mom and aunts moved my grandmother into assisted living after she fell and suffered a brain injury. She has her own little mini apartment with a private bathroom and kitchenette, but she usually enjoys meals in the dining room and Bingo in the game room with the other tenants. Someone brings her appropriate meds every morning and every night. However, she’s basically free to come and go as she pleases, so long as she checks in and out at the front desk.
Nursing homes are licensed facilities that provide nursing care to those who are chronically ill or can’t do one or more activities of daily living. They are for people who need daily, in-patient care and 24-hour monitoring. Nursing homes usually have skilled nurses, physical and speech therapists, and offer respiratory care services as well. Residents are not free to come and go as they please, and often share a room as opposed to having their own apartment.
“Nursing homes are for people who need daily, in-patient care and 24-hour monitoring.”
Often people move from assisted living facilities over to a nursing home as they require more and more care. These days many facilities offer both options and residents simply must move rooms and change their billing.
Luckily, those who have purchased long-term care insurance are covered in both scenarios. Do you have a plan for your future care needs? Request a free quote today and speak to an LTC Insurance Specialist about your options.