Is Adult Day Care Just What It Sounds Like?

Family caregivers need respite days too. Adult day care services help improve the quality of life for caregivers and their loved ones when care takes place in a loved one’s home or the home of a family caregiver.

When an elderly loved one needs care or supervision during the day, many families think they need to quit their jobs. For others, they find their health deteriorating as around-the-clock caregiving prevents them from taking care of themselves.

What Is Adult Day Care?

Adult day care services are special programs tailored to adults who need supervision and assistance during the day. These centers provide health care services and social activities for adults with cognitive impairments, physical disabilities, and/or seniors who are frail or lonely. Day services allow people the opportunity to be social and participate in activities instead of sitting at home alone.

Adult day care activities and services often include:

  • Art therapy
  • Audiology
  • Companionship
  • Counseling
  • Education
  • Exercise classes
  • Hair and beauty services
  • Massage therapy
  • Meals
  • Occupational therapy
  • Socialization
  • Transportation

Centers are open during regular business hours with staff members who monitor medication, serve hot meals or snacks, perform physical or occupational therapy, and arrange daily social activities. They can also help arrange transportation to and from the center.

Many adult day care centers also offer support for family members with caregiver support groups, education on topics like managing difficult or confusing behaviors, counseling, and community resources.

Long-Term Care Insurance Offers You More Options

While adult care centers can be a huge help for families, they may not be what you envisioned for your own future. Long-Term Care (LTC) insurance allows you to plan ahead for the care services you’d like to receive and offers the funds to pay for it. An LTC policy, combined with your personal long-term care plan, puts you in control of your future.

LTC insurance helps pay for long-term care in your home, the community, assisted living, and nursing homes. If your goal is to stay at home for as long as possible, your LTC policy can help you do exactly that.

If socialization and activities are preferred, you have more options for where to go to receive care. While the coverage protects you, it also protects your family from the physical, emotional, and even financial hardship of providing care part-time or around-the-clock.

The cost of care is expensive today and only continues to rise. If you haven’t considered planning for your future with Long-Term Care insurance, explore your options today.

At LTC Consumer, we help individuals and families create a long-term care plan to meet their needs and wants. Request a free quote today to get started.