All posts by Shelley Bohlman

DIY Long-Term Care – How to Self-Insure for a Long-Term Care Event

DIY Long-Term Care -The odds can be a bit worrisome. The typical 65-year-old is expected to live another 20 years and has over a 50% chance of needing some form of long-term care services in their lifetime.

The average cost for long-term care today is around $138,000. Medicaid can cover part of this cost, but only for the impoverished. Long-Term Care insurance (LTCI) helps cover the risk of a long-term care event, but only about 10 million Americans are covered. Continue reading

The Perks and Advantages of Luxury Senior Living

After working hard for most of your life, it’s time to have fun and relax in comfort during retirement. Luxury retirement communities offer the maintenance-free lifestyle and easy-living many retirees hope for.

However, luxury retirement living comes with a price. If you’re considering a luxury retirement community in your future, don’t forget to factor in the extra amenities, features, and services included in the cost. Continue reading

Key to healthier, happier retirement may be volunteering

After elections, and before the holidays, is an equally important day, World Kindness Day. Next Tuesday, November 13th, is an internationally recognized day to focus on good deeds throughout communities. The cause was introduced in 1998 by the World Kindness Movement, and people from all over the world participate. At LTC Consumer we wanted to honor three people in retirement who show kindness by volunteering within their communities and encouraging others to do the same. Continue reading

The Trend of Unmarried Couples & How It Impacts Long-Term Care

Marriage is a big commitment. It’s natural for couples to be nervous before jumping in. Recent trends suggest more people are foregoing marriage to cohabitate instead.

What’s Trending: Cohabitation

One reason for an increased interest in cohabitation instead of marriage isn’t just the fear of matrimony, it’s more out of concern of the possibility of it ending. With the prospect of divorce looming over people’s heads, many are more apt to move in with each other versus committing to forever. Continue reading